Blog - Cynthia Zimmermann

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Real Estate Tips

Tax Benefits of Owning a Home

What are the tax benefits of owning a home? Homeownership comes with many financial advantages and perks. These advantages include the ability to build home equity, leverage your borrowing power, and numerous tax benefits. Let’s talk about the tax benefits. Deductions: There are a few deductions you can claim on your tax. In order to […]
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Waterfront Home Poker Run

A few other agents and I are hosting a Waterfront Home Poker Run on January 27. The homes will be open from Noon to 3 for you to come view. At each home you collect a card for your poker hand. You must visit all 5 homes to be eligible to win (each home will […]
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Update to 2024 Housing Predictions

Update to 2024 Housing Predictions. If you read my blog 2 weeks ago, “Housing Predictions for 2024“, then you know I promised to update after the opportunity to hear Barry Habib speak. Following are the key takeaways. Interest Rates: There is a reasonable chance of a rate decrease at the March 20th Fed meeting. High […]
Real Estate Market Status

Housing Predictions for 2024

2023 has come to an end, so let’s look at housing predictions for 2024. While I don’t have a crystal ball, I do have my nerdy girl habit of reading articles on the economy and regularly pulling local market statistics. However, next week I will have the opportunity of attending a talk by someone who […]

Real Estate Tips Tax Benefits of Owning a Home What are the tax benefits of owning a home? Homeownership comes with many financial advantages and perks. These advantages include the ability to build home equity, leverage your borrowing power, and numerous tax benefits. Let’s talk about the tax benefits. Deductions: There are a few deductions you can claim on your tax. In order to […]

Uncategorized Waterfront Home Poker Run A few other agents and I are hosting a Waterfront Home Poker Run on January 27. The homes will be open from Noon to 3 for you to come view. At each home you collect a card for your poker hand. You must visit all 5 homes to be eligible to win (each home will […]

Uncategorized Update to 2024 Housing Predictions Update to 2024 Housing Predictions. If you read my blog 2 weeks ago, “Housing Predictions for 2024“, then you know I promised to update after the opportunity to hear Barry Habib speak. Following are the key takeaways. Interest Rates: There is a reasonable chance of a rate decrease at the March 20th Fed meeting. High […]

Real Estate Market Status Housing Predictions for 2024 2023 has come to an end, so let’s look at housing predictions for 2024. While I don’t have a crystal ball, I do have my nerdy girl habit of reading articles on the economy and regularly pulling local market statistics. However, next week I will have the opportunity of attending a talk by someone who […]

Real Estate Market Status Free Boat with Home Purchase Free boat with home purchase! It’s not often that you hear that. However, it is a real possibility. I am representing a homeowner who would like to sell their waterfront home and their boat. The house is located at 1716 19th Street in Niceville. The boat is a 30 ft 2006 Sea Ray 300 Sundancer. […]

Real Estate Tips Are Mortgage Rates too High? Are mortgages rates too high? Apparently, a lot of buyers think so. As a result, many are sitting the sidelines waiting for them to drop. Let’s first look at some quick mortgage rate history. Mortgage Rate History Freddie Mac provides mortgage rate history going back to 1971 when rates averaged 7.5%. In the 1980’s the […]

Favorite Local Places Looking for the Best Brewery in Niceville? Looking for the best brewery in Niceville? Check out Third Planet. It is locally owned and run. The original location was opened in 2015 by 2 local veterans. It quickly became so popular that they relocated to a much bigger space in 2018. They continue to expand and improve the space to host even more […]

Real Estate Tips Important Things to Know about your New Home Congratulations, you just purchased a new home! Once you get unpacked and settled in, there are some important things you should know about your new home. Take some time to get acquainted with how your new property operates. The more you know, the less caught off guard you’ll be when problems arise and the faster […]

Real Estate Tips Should you Paint your Home Before Selling? Should you paint your home before selling? If it needs it, yes! Exterior Let’s first talk about the exterior. Any painted surfaces such as siding, trim, exterior doors, should be painted if they are chipped, faded or dirty beyond cleaning. The exterior of your home is the first impression for a potential buyer along with […]

Real Estate Tips Are Homeowners’ Associations a Good Thing? Are Homeowners’ Associations a Good Thing? I would say that answer depends on what is important to you. Let’s first talk about what a Homeowners’ Association is. A HOA, or Homeowners’ Association, is a private organization typically established within a residential community or neighborhood to manage and enforce certain rules, regulations, and standards for the […]

Real Estate Market Status Will Things be Better for Home Buyers Next Year? Will things be better for home buyers next year? I know a lot of people who think so or at least hope so. The National Association of Realtors (NAR) reported recently that at least 20% of home buyers are waiting for interest rates or home prices to drop. Home Prices: Let’s address home prices in […]

Favorite Local Places Have you had Dinner at Tradewinds in Niceville? Have you had dinner at Tradewinds in Niceville? I have many times and hope to have many more visits there! According to their website, the restaurant has been around since 1996. We moved to the area in 1999 and heard nothing but good things about it. It is a locals’ favorite! If you’ve never been, […]

Real Estate Tips How Much is My Home Worth? How much is my home worth? How does a Realtor determine the Market Value of your home? Realtors determine the market value of a home through a combination of factors, data analysis, and their expertise in the local real estate market. Of course, many people like to check out the Zillow estimate – to find […]

Real Estate Market Status Real Estate Market Update for 32578 (Niceville) Real Estate Market Update for 32578 (Niceville). In the world of real estate, there are several important metrics that can provide valuable insights to both buyers and sellers. Today, we will explore these metrics to help you understand the current market conditions and make informed decisions. Let’s begin with the “Months Supply of Inventory,” which […]

Favorite Local Places Byrd’s Seafood Market in Niceville – A Local Favorite Byrd’s Seafood Market in Niceville is a local and personal favorite! You will find me there several times a week. Byrd’s is owned and run by a local family. Bubba and Jennifer Byrd, along with their sons, Lance and Dillon, work 6 days a week to bring fresh seafood to the area. You will find […]

Real Estate Tips Does Your Garage Count as Living Space? Does your garage count as living space? Well, some might think so because their spouse seems to “live” in there. However, most people don’t think so. What about a garage that is heated & cooled or one that’s been “converted”. Typically, your garage is not counted in the square footage of your home. If your […]

Real Estate Tips Let’s Get your Home Ready for Picture Day! I don’t know about you, but the words “picture day” bring back memories of school pictures. Oh the stress of what to wear, hoping for a good hair day and praying for no bad acne! Yikes! Picture day for your home is an important step for selling. As I’m sure you know, most buyers decide […]

Real Estate Tips What is an Estate Sale and When Should you do one? What is an Estate Sale and when should you do one? Most people think of an estate sale as the selling off of all of a homeowner’s possessions after they pass away. That is certainly when a lot of estate sales happen. Estate sales also may happen when the homeowner moves into assisted living or […]

Real Estate Tips What’s keeping you from buying a home? What’s keeping you from buying a home? If lack of funds for closing costs and/or a down payment are the issue, I may have a solution for you. The Hometown Heroes Housing Program (HHHP) was created in 2022 to provide down payment and closing cost assistance to first-time, income-qualified homebuyers to help them buy a […]

Real Estate Tips The Most Expensive Home for Sale on Florida’s Emerald Coast Let‘s find out what is the most expensive home for sale on Florida’s Emerald Coast and some other fun real estate facts. As of June 19, 2023, the most expensive house listed for sale along the Emerald Coast is listed for the mere price of $25,000,000. That makes it’s 8,200 sq ft of living space […]